Recovery After an Emergency

First Steps

Insurance & Financial Protection

  • Document all damage with photos and videos before cleanup or repairs.

  • Contact your insurance company as soon as possible to begin a claim.

  • Keep detailed records of all expenses related to repairs.

  • If you experience issues with your insurance company, visit the Florida Department of Financial Services Consumer Help website linked HERE.

Cleanup & Safety Guidance

  • Use caution when clearing debris; wear protective gear.

  • Never attempt electrical, gas, or structural repairs unless you are a licensed professional.

  • Work only with licensed and insured contractors – verify licensing HERE.

  • Be alert to contractor scams.

Damage Reporting

  • Please assist us in understanding the amount of damage throughout our community. Report your property damages HERE.

Permits for Rebuilding

After a disaster, you may need permits before repairing or rebuilding your home or property. Permits ensure repairs are safe, legal, and meet local codes while also protecting your property.

Permitting Offices

Flagler County Unincorporated areas & Town of Marineland

  • (386) 313-4003 | 1769 E Moody Blvd, Bldg 2, Bunnell

City of Bunnell:

  • (386) 437-7516 | 2400 Commerce Pkwy, Bunnell

City of Flagler Beach & Town of Beverly Beach:

  • (386) 517-2000 and press 1 | 800 S. Daytona Ave, Flagler Beach

City of Palm Coast:

  • (386) 986-3780 | 160 Lake Avenue, Palm Coast

Checklists & Guides

    Assistance Programs

    Residents may be eligible for help with urgent needs following a disaster. Please notate the availability of programs will vary.

    Federal Assistance Programs:

    • Operation Blue Roof

      • FEMA and the U.S. Army Corps of Engineers may provide free installation of fiber-reinforced sheeting to cover damaged roofs until permanent repairs can be made.

      • Register at www.blueroof.gov or call 888-766-3258.

    • U.S. Small Business Administration (SBA) Disaster Assistance

      • Provides low-interest disaster loans to businesses of all sizes, nonprofits, homeowners, and renters to repair or replace damaged or destroyed property.

      • Apply HERE for SBA Disaster Loan Assistance or call SBA Customer Service at 1-800-659-2955.

    • Tip: Stay tuned to our website and social media for updates and program availability.

    State Assistance Resource:

    • Hope Florida

      • Connects disaster-affected Floridians with aid.  

      • Call 833-GET-HOPE (833-438-4673) or visit hopeflorida.com.

    • Disaster Unemployment Assistance (DUA)

      • Provides temporary income to residents who lost work or self-employment due to a declared disaster and are not eligible for regular unemployment.

      • Apply at FloridaCommerce Disaster Unemployment or call 1-800-204-2418.

    Community & Local Resources:

    • SHIP Disaster Assistance

      • When a disaster is officially declared, limited SHIP funds may be redirected to help with insurance deductibles, rent or mortgage assistance, and utility costs (available only when combined with rent or mortgage help).

      • Learn more and apply when available HERE.

      • For help with applications: 386-586-2324 Ext. 3622.

    • Crisis Cleanup

      • If you do not have the ability or means to clean up residential storm damage, you may be able to get assistance from volunteer groups through the Crisis Cleanup network.

      • Register at crisiscleanup.org or call 844-965-1386.

    • Mental Health & Counseling

    • Other Needs

      • Please contact our call center during normal business hours, and we will do our best to connect you with available resources.

    Longer-Term Assistance Programs

     

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